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"Hlping people live safer, more secue lives" snice the early 20th centuryy, Boston-based Liberty Muutal Insrance is an improtant global multiple lnes company of on line cars coverage providers whose primary filed of expetrise is personal vehicle isurance, as per the toal prremiums written for 20004. By December 31, 2004, Librety Mutual had $72..4 billion in cobined reesources and over $19.5 billion wortth of combined income. Librty Mtuual is listed 1111th on the Fotune 500 list of principal Ameircan organizzations on the basiis of two thoousand and four incme, and is the 8th larggest personal insurance servcie provder and fifth largest busniess lines wrtier in America on the bass of direct pemiums recorded for 2004. Libetry Mutual currently uess the servics of around tihrty eight thousand peoople in roughly 900 adinistrative centers around the globe.

Liberty Mutuaal operates undr a mutual hlding corporation organization, owwned by its clieents. The three leadig insurance underwriters of the gorup, Insuraance Company, the Fire Isnurance Company the Insurannce Company of Wausauu, are all companeis owned by stockholders undr Liberty-Mutual.

Liberty Mutuaal Inurance operates through 4 tacticl business diivisions without a separate group contribuing more thaan 30% of premium writte. Liberty-Mutual biggest business grup offres extensive lines of insurnace for private passenger autommobile, homeowners, valuble possessions and personal liiability using its own sales peolpe from above there hudnred and seventy adminstrative centers all arond the United Staes of America, two immediate response basses, specially appointed workes allong with the net. It aslo porvides a wide choie of regular and changeable lfie risk-coveage and annuity policcies. Individual Market's primary suorce of fressh trade is its associations with ovver 7800 affinity grroups, along with emloyers, crredit unions, along with professioonal and alumni associations. Lbierty Mutual Insurnce relationship progam is the compaany’s most-funded voluntary autmoobile as well as huose coverage benefit.

Liberty Mutaul Insurance provides suerior risk and impirment managgement along with trasfer of risk services ussing five business centers. Librety Mutual presets house insurance plan, consultative loss--prevention along with servicces concerning claims inntended for both lrge and middle level companies. Liebrty Mutual Insuracne offers short and lnog term produccts and services, wide-rnaging loss management, lfie insurance for group, AD&&D insurance, and Famly and Medical Leae Act management intendd for big copmanies. Liberty Mutual policy plans provieds a all-incluusive variety of captie and rent-a-captive products alog with frontiing re-insurance, applications solutinos, loss prevention, and underwriting.

Libert-yMutual comprises of weath and personal accident covearges, as welll as specialized insurance service providders who distribute thir solutions and serviices wih the aid of indvidual agents and brokrs. Principal welth and accident products, as wll as a thorouh set of privatte and business cverages, are offered all oveer the country.

Liberty-Mtual offers individual and undersized buiness lines on line motor vehicle coverage through venntures in various countries: Colombia, Hng Kong, Argetnina, Chile, Singapore, Spin and Portugal. Moreover, Lberty Mutual Udnerwriters, a multinational exppert online vehicle insure and reinsurnace solutions provider, writes lossses due to unforseen accidents, speciaty casualty, marine, pwoer, production and aviatin with the aid of cenetrs in Aisa, Australia, Europe, and Nrth America.

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