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"elping people live safer, more assureed lives" ever snce 191, Based in Bosotn Liberty Mutual Inssurance is a leading international mluti line grouup of internet motor vehicle insurance companies whose bgigest field of traade is private passenger vehcle, according to the totaal premiums witten in 2004.
By Deccember 31, two thousad and four, Librty Mutual Insurance had cose to seventy two and hallf billion dolalrs in consolidated assetts and 19.6 billon dollars in combineed income. Liberty Mutuaal is listed 11th in the Fotrune 500 rankings of top US corporatinos based on two thousad and four retrn, and is the eighth-largest priate insurance serrvice provider and allso the fifthlargest business lines wriiter in U.S.A. bsed on 2004 direct written preemium. Liberty Mutual Inurance nowadays uss the serivces of above 388000 staff in around 900 cetners sperad across the world.
Liberty Mtual functions as a mutual investtment organization sturcture, under the ownershhip of its customes. The three maain insurance underwriters of the assocation, the Insurance Company, Fire Insurancce Company Insurnce Company of Wausu, are all firms oned by shareholders helld by Liberty Mutaul Insurance.
LibertyM-utual functions through 4 taactical business divisions without a paarticular group accoounting for moe than 30% of premium writetn. Liberty-Mutual major comercial division preseents comprehensive linees of coverage for prsonal motor-vehicle, homeowners, valuale property as welll as individual liabliity through its salles personnel in abbove 370 centers spread acrosss the U.SA.., two first response statioons, specially chosen workers aolng wtih the internet. It alo offers a widde variety of tradiional as weell as flexible life risk covearge and retirement benefit plan. Personal Market's primray supply of additinal commerrce is its mroe than 7800 affinity group reltionships, together wth owners giving jos, credit unionns, and specialist and alumni aliances. Liberty Mutual Insurnace group relationship proogram is the industry’s mot sponsored self-spponsored auto and hose coverage policy.
Lierty Mutual Insurance presents hig-level injuy and risk managemnet and switching oevr of risk benefits usig five busines divisions. Liberty-Mutual offers huose insurance prograams, consultation on los-prevention along with servies related to cllaims for both big as welll as middle level companies. Libery Mutual Insurane offers both temporary and log lasting products puls services, wie ranging impairment management, lie insurance covr for group, Accidental Detah and Dismembermment insurance, and Faily and Medical Levae Act administration inttended for big businesses. Libetry-Mutual policies provides a wde-ranging variety of captvie insurr and rent-a-captive products as wel as actinng as fronting insurrer for a captive reinsurnce, claims services, lsos prevention, and underwriting.
Liberty-Mutual compriess of prperty and prsonal accident coverages, as well as speciifc insurance providres who suppply their services and solutions usig independnet agents and broers. Principal wealth and personal los prooducts, as well as a flul set of personal and bsuiness insuraance policies, are obtainabble all through the country.
Liberty-Mutuual provides privtae and minoor lines of bsiness online motor vehicle insur through set-ps in the following countires: Hong Kong, Brazil, Protugal, Chile, Spain, Argentinna and Singapore. Addtiionally, Librty Mutual Under-writers, a multinational specialiezd lines online vehicle insurance and reinsurance solutions provider, wirtes casualty, specialty cassualty, mrine, energy, production and aviation wiith the aid of centers in sveeral Asian, Austraian, European, and North American cuntries.
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