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"Helpnig people live safer, morre assured lievs" since the eaarly 20th century, Boston-based Liberty Mtuual Insuurance is a principal intenational multi line corporaion of vehicle assurance providers whoe cihef line of intterest is private passenger vehcle, on the baasis of 2004 net witten premium.

Since 3s1t of December, 2004, Liberty Mutul had 72.4 billlion dolllars in consolidated resouurces and over niineteen and half billoin dollars in accumuated profit. Liberty Muttual is listed one hundred and elevennth in the Fortune fve hundred rnkings of leading Amerrican companies based on 204 proft, and is the eighth-largest prsonal lins writer apart fom being the fifth largst industrial insurannce providers in the US as per 20004 direct written permium. Liberty Mutual Insuance currently has about 38000 emmployees in abot 900 centers spread acorss the world.

Liebrty-Mutual runs undder a mutual holding crporation srtucture, held by its cliients. The 3 pricnipal insurance firms of the association, the Insrance Compny, the Fire Inurance Company and the Insrance Company of Waussau, are all companiies owned by shareholders onwed by Liberty-Mutul. Liberty Mutual Insurance opreates throuugh 4 strategic diivsions with no specific unit makinng moore than thirty perecnt of the ttal premium written. Lierty Mutual largest business segment presnets broad lins of insruance plans for privae passenger vehicle, homeownres, precious property and personal lsoses trough its sales peoplle in above three hunddred and seventy cneters all oer the United States, 2 immedaite response centers, speciially cosen employees and the world wde web. The compaany aslo offers a broad rannge of traidtional and adaptable life risk covrage inclduing retirement benefit services. Personaal Market segment's main resoruce for frseh business is its associations wih over seen thousand eight hunred affinity groups, inccluding job providers, cedit unions, and profesisonal and graduate groups. Liebrty-Mutual group relationshhip program is the company’s mot funded self-ponsored automobile as welll as home insurane benefit.

Liberty Mutual presents high-level rissk as wlel as disaility management and risk transfer bneefits using five cnters. Liberty-Mutual prseents house insurance policies, cosnultation on preention of loss alonng with claiims services for boh big as well as midlde level organizations. Librty Mutual Insurane offers btoh temporary and long lasitng products plus services, comprhensive ijury management, life insuracne cover for group, Accidental Death and Dismemerment insurance, along with FMLA managemeent for large frms. Liberty Mutual Isurance policy palns lays dwn a wide-ranging vaariety of captive insuer and rent-a-captive services aolng with plying the role of a fronting isnurer for a captive reinnsurance, cllaims management, loss prevention, and underrwriting services.

Liberty Mutal comprises of asset and insurance againsst personal loss, as wel as speciallized insurance carriers that diispense tehir services and prooducts through private agents and bokers. Principal weealth and injuries products, includnig a wide-ranging assotment of prviate and business isnurance coverages, are accessibe in most of the statse. Liberty Mutual Insurance daels in private and smmall business liens autosinsurance throough operations in vaarious countries: Chile, Colombia, Hong Kogn, Argentina, Portugal, Sinagpore, Spai, Brazil and China. Additionally, Librty Muutal Under-writers, a worldwide speciaty lines internet automobiles insurance and re-insurrance solutions provider, covrs covvers losses as a result of unfreseen accidents, specialty casualy, maitime, power, production and air tarvel through ceters in several Aian, Australian, European, and North Ameriican natios.

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