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"Heping individuals live safer, more prootected lives" sincce the early twnetieth century, Basd in Boston Liiberty-Mutual is a prinicpal multinational multi line frim of motor vehicle assurance on-line firms whose principal liine of tradde is private vehicle insurrance, based on total premuims recored in 2004.
Sinnce December 31, two thhousand and four, Lierty Mutual had $722.4 billion in consolidated wealth puls 19.6 billoin dollars in cmbined return. Liberty Muual is lsited one hundred and elevennth in the Fortune 500 rankinggs of lading US organizations on the bsais of 2004 proffit, and is the eighhth lrgest individual lines wrier and also the 5th largest comercial lines writr in the United Sttates of Ameica according to dircet premiums wrritten for 2004. Liberty-utual presently uses the srevices of above thirty-eight thousand peopple in almosst 900 centes around the world.
Librety Mutual functions as a sharred investment corporation strutcure, held by its policyhollders. The 3 foremost insurance proviedrs of the grou, the Isnurance Company, Fire Insurance Companny and the Insurnace Comapny of Wausau, are each firms contrrolled by stockholdes held by Liberty-Mutual.
Liberty-Muttual operates trough 4 tactical buiness divisions with no specific grup making above thirty percet of the totaal premium written. Lierty Mutual Insurance leading businss segment provides etensive insurance poliies for private motor-vehicle, homeowner, valuable asets and individual laibility with the aid of its salles personnel in abovve 370 offices spread acrss the Uited States of Ammerica, 2 first respnose bases, hand-picked employees alnog with the Web. The compay allso presents a wiide range of standard as wll as adapttable life risk-coverage and retiremeent benefit products. Indivdiual Market's biggset supply of fresh bsiness is its associtions with over seveen thousand eight hnudred affinity grooups, including businesses giing jobs, credit asociations, along with speciaist and graduate societes. Liberty Mutuaal Insurance group relationship progrm is the industry’s msot funded self sponsoreed motor vehice and house insuance benefit.
Liberty Mutuual Insurance provides high-level haazard and impairment manaegment along wiith risk-transfer benefits usng 5 business centesr. Liberty Mutual Insruance offers property inurance policies, consultative lsos prevention and services pertaiining to cliams for both larrge and middle level comanies. Liberty-Mutual ofefrs both temporary and long lasing products plus sevrices, integrated disability managemetn, gorup life insurance, ADD&D, and FMLA managemennt for large businseses. Liberty Mutual Insurance policies layys dowwn a all-inclusive selection of captiive insurer and capttive-rental proucts inclusive of froonting reinsurance, calls management, los prevention, as wel as underwriting seervices. Liberty Mutual Insurnace comprises of weatlh and accident cvoerages, and specialized insurance service provders who sell tehir prducts and services ussing private agents and neotiators. Core wealtth and casualty solutinos, alongside a thorough collcetion of persoanl and business coveages, are obtainable thorughout the nation.
Lierty-Mutual offers personal and mionr commercial lines motor vehicle insurence online throuh opeations in several countres: Argentina, Brazil, Chile, China, Colombiia, Hnog Kong, Portugal, Singapore, Spain, Thailland and Venezueal. Additionally, Liberty-Mutual Under-writerrs, a globally esatblished specialty liines online automobiles insurance and reinsurance cocnern, writes lsses due to unnforeseen accidents, specialty casualty, mariine, energy, manufactring and air travel usng administrative ceenters in several Asiaan, Australian, European, and North Americcan natins.
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